Australia has one of the highest rates of asbestos-related deaths in the world, a legacy of the country’s extensive use of asbestos before its 2003 nationwide ban. Estimates show that asbestos-related diseases account for 4000 deaths in Australia each year, according to a 2023 paper published in Sustainability. For Queensland workers who have developed diseases … Read more
When an illness or injury keeps you from working, financial stress can make a tough situation even harder. Total and permanent disability (TPD) and income protection claims offer crucial support, but they serve different purposes. Knowing how they work—and whether you can claim both—can help secure your future. Here’s what you need to know. Understanding … Read more
Moving forward after an illness or injury that prevents you from working can be daunting, especially with the accompanying financial strain and uncertainty about your future. Fortunately, Total and Permanent Disability (TPD) insurance offers much-needed relief. Understanding the most common TPD claims can significantly impact your approach to filing a claim. Whether you are dealing … Read more
The death of a loved one can leave families wondering about the future. But at an already difficult time, they’re faced with immediate financial pressures. Funeral expenses need payment, household bills continue arriving, and mortgage or rent payments don’t pause. To ease the burden, families can make a death benefit claim. In this article, we … Read more
For many injured Australians, a TPD claim can provide considerable support. Unfortunately, not all claims are approved. We understand how disappointing having a rejected TPD claim can be after you’ve already been through physical, emotional, and financial challenges. But you are not alone. According to a 2023 report from the Australian Prudential Regulation Authority (APRA), … Read more
Have you found yourself unable to work due to an injury or illness? Are you struggling to make ends meet while dealing with the physical and emotional toll of your condition? If you have income protection or Total and Permanent Disability (TPD) insurance through your superannuation fund or insurer, you may be entitled to make … Read more
Total and permanent disability (TPD) coverage is a type of insurance designed to provide financial protection to those who suffer from significant injury, illness or other disabilities which prevent them from working in their usual job or any other occupation for which they might be suited. Understanding the types of TPD policies available and whether … Read more
Life is uncertain and no-one really knows if debilitating illness and injury is around the corner, possibly preventing them from working ever again. This is why many people hold total and permanent disability (TPD) insurance as part of their superannuation fund or as a stand-alone policy – to provide financial support for themselves and their … Read more
