If you have suffered a personal injury or illness that has left you unable to work ever again - whether in your current profession or any other - you may be eligible for a lump sum payment from a total and permanent disability (TPD) or superannuation claim.
Recovering and moving forward following a significant personal injury or illness is undeniably difficult, and we understand that there is a huge period of adjustment going on during this time. While coming to terms with your injury and adjusting, you may also be struggling financially and stressed as you look for a way to support yourself and your family.
Accessing a lump sum payment through a TPD or super claim can be a very welcome way of alleviating some of the additional financial strain placed on you from being unable to work, and means that you can have the financial support you need to get on with your life.
At ROC Legal, we understand that you may be going through a very challenging time right now, and we don’t want to make things any harder for you. Our dedicated TPD and superannuation lawyers can work with you to make claiming for TPD a smooth and simple process.
While there are systems in place to provide for you in the event of a TPD or super claim, it can be complicated and potentially difficult without the support of a legal professional on your side. Don’t put yourself under more stress than you need to, and get in touch with our TPD claim lawyers today.
Every insurance policy is different, and every superannuation fund offers different levels of cover. However, most super policies come with at least some kind of TPD cover, and accessing this payment requires legal advice to ensure the correct procedures are followed. If you’re wondering about the type of cover your superannuation fund offers, then take a look at the product disclosure statement (PDS) or contact your provider.
Concerned about your level of cover? It’s vital that you seek legal advice as early as possible because your insurance benefits may be difficult and getting the right kind of advice is vital to ensuring a smooth claims process. In addition to this, when you’re recovering from an injury or illness and need information that’s easy to understand, your superannuation may be complicated and difficult to decipher.
This is where your TPD lawyer from ROC Legal comes into action to help you make sense of your super claim.
If you have suffered a temporary illness or disability and cannot work for a transitory period, you might be able to claim for total or temporary disability (TTD) benefits through your super provider. This is also known as salary continuance or income protection. Some people have private insurance for income protection, while others can access this through their super or another type of policy. If you have been injured, it’s very important that you speak to us today to find out what you may be eligible for.
If you need to make a claim for a TPD payment, it will need to be proven that you are unlikely to ever return to your job (or in some cases, any kind of job) again.
If you are injured, you may not be able to work ever again (TPD claim), or you might only be off work for a matter of months (TTD claim). Whatever your circumstances, we can help you decipher the policies and procedures and get you to a place where you’re supported and cared for financially.
To start a TPD claim, you will need to submit a claim form. You’ll also need to get medical reports and information from your doctor, as well as other supporting documentation. Our experienced superannuation lawyers and super claim team will help you with this, making sure that the entire process is as smooth as possible.
Due to the difficult circumstances surrounding a temporary or total and permanent disability, and the loss that you have suffered, the processing time for a TPD or TTD claim is generally faster than many other types of compensation claims. In many cases, a TPD claim will be resolved in as short a period as six months.
We know that this is a difficult time for you. But once you’ve gotten in touch, our legal team will handle everything from beginning to end to ease the burden as much as we can. You can contact us whenever you need to, and we offer our personalised legal service to make sure that you feel comfortable and confident in understanding everything you’re going through.
We can travel to you and can visit you wherever you are, or if you prefer to speak over the phone or via email, that’s fine too. We want to provide you with access to the financial support that you need to move forward with your life and to live without having added financial stress on your mind. The health impacts of stress are not to be understated, and we hope that by submitting a TPD claim, you will be able to worry less about money and more about recovering and enjoying your life.